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One of the main concerns of someone who is considering filing for bankruptcy is whether they can keep their property if they file for bankruptcy. In the majority of circumstances all of the assets of the person can be protected in a bankruptcy through the use of bankruptcy exemptions. Bankruptcy exemptions provide a list of items that you can keep when you file for bankruptcy. In California there are two sets of bankruptcy exemptions that are available to debtors: 703 or 704 bankruptcy exemptions. When filing for bankruptcy in California you may only use one of the two bankruptcy exemptions. If you do not own a home or have very little equity in your home, then generally you will select the protections of 703.
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